The lang cat‘s Tom McPhail talks with industry experts and insiders about pensions and investments, regulation, technology, politics and policy-making . Grown-up financial services insights for people who work here. Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey
Episodes
Monday Feb 21, 2022
Monday Feb 21, 2022
Financial resilience is about how well adapted and prepared people are to deal with the financial challenges that life throws at them. It’s a really important issue at both a personal and at a societal level. Nathan Long from Hargreaves Lansdown talks about the work they’ve been doing to objectively track the financial resilience of people in the UK.
Savings and resilience comparison tool | Hargreaves Lansdown (hl.co.uk)
Tuesday Feb 15, 2022
Tuesday Feb 15, 2022
The current Minister for Pensions and Financial Inclusion joined us at lang cat live to talk about whether pensions work for ordinary people. We touched on a spectrum of topical issues, including costs and charges, financial engagement, simpler statements, the statement season, the pension dashboard, the challenges in passing regulation and legislation, financial fraud and the auto-enrolment review. Also, how the state pension might be paid for in an independent Scotland.
Monday Feb 14, 2022
Monday Feb 14, 2022
Steve Webb, Liberal Democrat pensions minister in the coalition government between 2010 and 2015, talks about those coalition years; we also discuss what he sees as unfinished business on auto-enrolment and pension freedoms.
Monday Feb 07, 2022
Monday Feb 07, 2022
Jonathan Lipkin is Director of Policy Strategy and Research for the Investment Association, the UK's fund management trade body whose members look after £9.4 trillion of assets in the UK and around the world.
Monday Jan 31, 2022
Monday Jan 31, 2022
It has been nearly 7 years since George Osborne dropped his pension freedom Budget bombshell and we're still dealing with the fallout. In this episode Ian Costain and I explore some of the impacts and unfinished business, including pathways, the advice/guidance boundary, sustainable income and the role of annuities.
Monday Jan 24, 2022
Monday Jan 24, 2022
Georgia Stewart, the CEO of Tumelo joined me for this week's podcast to explore the extent to which shareholder capitalism still works, in a world where most investments are managed through fund managers and pension schemes. We talk about whether it is possible to restore the link between retail investors and the companies they invest in, why it is important and what her company is doing about it.
Monday Jan 17, 2022
Monday Jan 17, 2022
Sarah Porretta is the strategy and insights director at the Money and Pensions Service, in this episode we talk about the development of the organisation, the financial wellbeing strategy, financial resilience, the link between money and mental health, financial education and Pension Wise.
Monday Jan 10, 2022
Monday Jan 10, 2022
Simon Harrington from PIMFA and the Lang Cat's own Mike Barrett have both done the hard yards and read the papers so you don't have to. In this episode we talk about the FCA's Consumer Duty, what it is, why they are introducing it, who it will affect and whether it will make any difference.
Wednesday Jan 05, 2022
Wednesday Jan 05, 2022
Dave Henderson is a fintech enthusiast, he spent nearly 20 years at Hargreaves Lansdown, now he's an adviser to Fintech West, he's a board member at the Accounting, Economics and Finance department of the University of West of England and he's helping get a couple of fintech start-ups up and running. In this episode he walks me through the impact of open banking, the Khalifa review and some of the interesting trends in financial technology.
Monday Dec 13, 2021
Monday Dec 13, 2021
This week’s podcast is part two of an excellent conversation with Darren Philp, in which we talk about CDC schemes, pension tax reform, DWP legislation plans and the vexatious problem of small pension pots, including what should be done about overseas workers. Given the subject matter we can only apologise for inexplicably missing a golden opportunity to make a dad joke about Grecian earns.