In this episode, Tom talks about the equity release market and how it fits with later life financial planning. He also dissects recent publications, from the FCA/TPR on the pensions consumer journey and from the DWP on helping savers understand their pension choices
OK, so they’d probably be a bit funnier than us two, but Ralph Jackson of Lansons has been doing policy making on behalf of financial services firms since before I even knew it was a thing. He has a wealth of knowledge and insight about how the system works and how firms engage with political change.
The state pension age is being reviewed so I’ve put together some facts, figures and reflections on our state pension and why the whole mess is Bismarck’s fault. I've included a comparison with how the French do it. I’ve also looked at the Government’s response to the DWP Committee’s report on pension freedoms and what it tells us about government policy.
The lang cat’s own ace data and insights analyst Steve Nelson, and antipodean refugee turned Citywire journalist James Fitzgerald talk through what’s happening in the world of retail investment platforms. Also, why Transact is the Sergei Bubka of platform pricing.
If you want to know more about the lang cat's research into the platform market, head over here
The ABI is busy, on auto enrolment, pension engagement, advice and guidance, social care, small pots, dashboards, retirement income guidance and more; here’s an update on what’s going on.
PS, I got the mic setting wrong on this one so the sound quality is a bit poor, sorry.