The lang cat‘s Tom McPhail talks with industry experts and insiders about pensions and investments, regulation, technology, politics and policy-making . Grown-up financial services insights for people who work here. Tom is one of the industry‘s leading experts on pensions and retirement for over 20 years and former Head of Policy for the FTSE100 firm Hargreaves Lansdown. You can also find him on Twitter as @pensionsmonkey
Episodes
Thursday Jan 12, 2023
Pension scams, fraud and transfer delays
Thursday Jan 12, 2023
Thursday Jan 12, 2023
Everyone in the industry wants to stamp out scams and fraud, however the delays in transferring customers' money are themselves costing everyone a lot of time and money. Phil Warner from Hargreaves Lansdown talks through the issues (NB apologies for the sub-optimal sound quality on this episode)
Thursday Jan 05, 2023
The John Greenwood episode
Thursday Jan 05, 2023
Thursday Jan 05, 2023
Corporate Adviser editor and award-winning journalist John Greenwood and I talk about some of the highlights of 2022, including the problem with net-zero; price caps and illiquid investments and consolidation. We also take a look at 2023, decumulation and whether early access to pensions is a good idea.
Tuesday Dec 13, 2022
Financial advice in 2030: The disruption game plan
Tuesday Dec 13, 2022
Tuesday Dec 13, 2022
Futurologist Eleanor Winton talks about how businesses can plan for future disruption and uncertainties. We also talk about the work we did with Parmenion to anticipate the world of financial advice in 2030.
Monday Dec 05, 2022
Stephen Timms talks about the work of the Work and Pensions Committee
Monday Dec 05, 2022
Monday Dec 05, 2022
We cover recent inquiries on pension freedom and saving for retirement; the stronger nudge and increasing take-up of guidance; preventing pension scams; how to build on auto-enrolment; the current inquiry on LDI investing and forthcoming work on DB pensions.
Tuesday Nov 29, 2022
The Steven Cameron episode
Tuesday Nov 29, 2022
Tuesday Nov 29, 2022
Now the dust has settled, Steven Cameron and I revisit the Autumn Statement, the state pension, social care and the in-trays for the new Pensions and Treasury Ministers
Tuesday Nov 22, 2022
Pensions, Lifetime Savings and all that
Tuesday Nov 22, 2022
Tuesday Nov 22, 2022
Joe Dabrowski from the PLSA on pensions in the Autumn statement, retirement living standards, 5 steps for pension reform and pension scheme consolidation.
Wednesday Nov 16, 2022
Collective Defined Contribution pensions for retirement income
Wednesday Nov 16, 2022
Wednesday Nov 16, 2022
This episode explores whether CDC could be the solution to the retirement income challenges posed by pension freedom. Simon Eagle explains how and why he thinks it could work.
Thursday Nov 03, 2022
The Edi Truell episode
Thursday Nov 03, 2022
Thursday Nov 03, 2022
Defined Benefit pensions, LDI, regulatory failure and the real-world consequences of pension tax policy on the NHS
Wednesday Oct 12, 2022
Pensions are in the news, again
Wednesday Oct 12, 2022
Wednesday Oct 12, 2022
This isn't about DB scheme LDI strategies because that would be boring. Instead Nathan Long and I talk about politics, pension tax reform (again), annuities rate rises and investment losses and the tantalising possibility of regulatory reform
Tuesday Aug 30, 2022
Guy Opperman II
Tuesday Aug 30, 2022
Tuesday Aug 30, 2022
There's a lot packed into this 40 minute conversation with Guy: He talks about Pension Awareness Week; the Midlife MOT; Pension Dashboards; consolidation of pots, pensions and regulators; the role of trustees; Value for Money; Pension Freedom and decumulation; and he talks about Pension Credit. He's also not shy with his praise and his criticism.