Financial Services Unplugged with Tom McPhail

The Pensions Bill, the new government and insights from Australia

Mike Ambery from Standard Life joins me to talk about what the new government is up to and what he learned on his recent research trip to Australia

The Advice Gap 2024

The 2024 Advice Gap report is the definitive guide to the advice market, the dynamics of the sector and the impact of the FCA's Consumer Duty. Co-author and colleague Mike Barrett is here to explain all. You can download a copy of the report here The Advice Gap 2024 - The Lang Cat

A blueprint to fix the UK's pension system

Michael Johnson sets out a radical and thought-provoking vision for reform of the UK's state, workplace and individual pensions, with a view to simplicity and long-term sustainability. Pensions: a vision for the future - Social Market Foundation. (smf.co.uk)

What's the next government got planned for our income and savings

My colleague Alison Gay and I review the party manifestos published to date and consider the key personal finance promises

Letters of Authority, the worst pension admin problem that isn't being fixed

Scott Phillips of the Pension Lab joins me to talk about Dashboards, the surprisingly dysfunctional LOA system and what some in the industry are trying to do about it

Election pensions

Rachel Vahey of AJ Bell talks with me about the Triple Lock, the LTA, Pension Freedoms and the advice/guidance boundary review

Financial advice firms, recruitment, AI, DEI

FT Adviser editor Simoney Kyriakou and the future for financial advice firms

Everything you ever wanted to know about getting rid of the Lifetime Allowance but were afraid to ask

What should have been simple has proved to be anything but; HMRC has created a new way to inflict misery on unsuspecting pension savers. Jon Greer from Quilter gently explains everything we need to know. We also discuss what a new Labour government might do with the rules.

Collective Defined Contribution schemes are going to save pensions

Adrian Boulding makes a compelling case, not just why CDC schemes are a good idea but also, crucially how they are actually going to happen

Having fun on Budget Day

Tom Selby and I unpick the political, fiscal and personal finance fun and games of the Budget